Personal Finance Manager · No App Needed · Works on WhatsApp

YourPersonal FinanceManager.
On WhatsApp.

Manage Every Paisa, Effortlessly!

Text your expenses, snap receipts, or send a voice note. Paisa Agent tracks, categorizes, and gives you real-time insights — no app to download.

No app to download · Works on WhatsApp · Set up in seconds

Paisa Agent
online
Personal Finance
Type a message

Built for

Two worlds. One agent.

Track your daily expenses

From chai to rent — every paisa logged, categorized, and visualized. Just message naturally.

  • Auto-categorization
  • Voice & receipt scanning
  • AI spending insights
  • Savings & loan tracking
spent 200 on auto, chai 50
✅ Logged 2 expenses: • ₹200 — Auto (Transport) • ₹50 — Chai (Food) This month: ₹12,590 of ₹30,000

How it works

Start tracking in under a minute

No signups. No downloads. Just WhatsApp.

01

Send "Hi"

No signup, no app download. Just WhatsApp.

02

Text, Voice or Photo

Send expenses in any format — auto-detected and categorized.

03

Auto-tracked

Every paisa logged, categorized, live on your dashboard.

Why Paisa Agent

Stop juggling. Start messaging.

Expense apps, spreadsheets, mental math — replace them all with one WhatsApp message.

Expense Apps

10 taps to log one chai

Spreadsheets

Forgot to update since March

Guesswork

"I think I spent around 15K...?"

Multiple Apps

Splitwise + Notes + Calculator

Just WhatsApp it
Paisa Agentonline
spent 200 on auto, chai 50
9:12 AM
✅ Logged 2 expenses: • ₹200 — Auto (Transport) • ₹50 — Chai (Food) Today: ₹250 | Month: ₹12,590 Budget left: ₹17,410 💰
9:12 AM
6 taps, 47 seconds
1 message, 3 seconds

Features

Everything you need to stay on budget

Personal & Event Budgets

Track daily expenses or manage wedding budgets — one agent handles both.

Receipt & Voice Scanning

Snap a receipt or send a voice note — AI extracts everything.

Multilingual Support

Talk naturally in any Indian language — Hindi, Telugu, Tamil, Hinglish & more. No commands to memorize.

Live Dashboards

Charts, breakdowns, Excel exports. Share with family via link.

100% WhatsApp
No app to download
🔒
Encrypted & Private
Your data stays yours
🇮🇳
Made for India
Hindi, Telugu, Tamil & more
Instant Setup
Just send Hi on WhatsApp

Your data, your control

Your finances are nobody else's business

We take your privacy seriously. Your financial data is encrypted, never shared, and never sold.

End-to-End Encrypted
Data encrypted in transit and at rest.
Never Shared or Sold
Your spending habits stay private — always.
You Own Your Data
Export or delete everything, anytime.

Pricing

Track everything. Free, forever.

Every feature you need to manage your money is free. Pro is on the house for beta users — for 3 months.

Get Started

Free

Everything you need to track every paisa

₹0forever

No credit card required

  • Unlimited WhatsApp messages
  • Unlimited receipt & voice scanning
  • Personal expense tracking
  • Up to 3 event budgets
  • Credit card manager
  • Loans & EMI tracker
  • Savings goals
  • Investment tracker
  • Tax planning (Old vs New)
  • Net worth dashboard
  • Multilingual — Hindi, Telugu, Tamil & more
Start Free on WhatsApp
Pro
Beta — Free for 3 months

Pro

Proactive insights that work for you

Freefor 3 months
₹149/month₹999/yearafter beta

Everything in Free, plus:

  • Full AI CFO Engine — trends, anomalies, personalized tips
  • Weekly AI Digest — proactive insights every Sunday
  • Monthly Financial Health Report
  • Email Bank Sync — auto-detect transactions from 14+ banks
  • Recurring pattern detection & spending alerts
  • Excel & PDF reports with charts
  • Unlimited events & vendors
  • Team & org — invite members, assign roles
Get Pro Free for 3 Months

FAQ

Got questions?

Ready to take control of your finances?

One WhatsApp message is all it takes. No signup forms, no app downloads — just say "Hi" and start tracking.